The Best Private Money Lenders in Massachusetts

Every developer knows that time is money. When you need to close on a real estate deal or pay for building materials, you need swift, fair, and hassle-free financing that gets the job done. That’s why H1H2 Capital is your top private money lender, offering rapid and reliable construction loans with our easy to use same-day remote draw system.

Our Approach

Construction project funded by private money lending

Our mission is to provide comprehensive funding with boutique-level care. Working with H1H2 Capital means white-glove, relationship-based service from start to finish. No matter how the deal or market changes, we will act as an extension of your team throughout the private money lending journey. We offer quick and secure underwriting so you can fund your real estate development projects confidently and rapidly access capital to keep your projects moving.

Program Highlights

Loan Amount

$150,000 – $5,000,000

Term Length

3 months – 18 months

Max Loan-to-Value Ratio

70%* (Flexible for experienced borrowers)

Interest Rate

Starting at 10.5%

Closing Time

Close in as little as 7 days

The Problem with Other Lenders

Real estate development project built with private money lending

Whether you’re waiting to close a deal or need to keep your crew working to complete construction, time is money. Working with a bank for a traditional loan is a slow, bureaucratic process, and funding isn’t always approved. Working with a local private lender speeds up the process and removes timely barriers; however, many private money lenders are often unreliable and lack hands-on service.

In a race against time, where each minute holds significant value, you require a financial solution that outpaces traditional banks and surpasses the reliability of standard private lenders. What you seek is a strategic ally dedicated to expediting the financing process for your project. Innovation, unwavering reliability, and unmatched speed are paramount.

When time isn’t on your side, we are. Discover the difference with H1H2 Capital, your ultimate partner in growth.

Why Work with H1H2 Capital? 

Confidence to Close

When it’s time to close on your real estate deal, rely on us for swift and confident funding. Our commitment ensures timely and secure financial support for your endeavors.

Quick and Accessible Funding

With our mobile app, you can receive your funds within 24 hours of requesting them. Simply upload a photo of your progress to unlock the next round of funding.

Communicate with Decision Makers

Bumps in the road are expected during any project. Our nimble and accessible team will respond quickly to anything, ensuring that the project keeps moving forward.

Flexible Financing Solutions

Successful real estate project funded by private money lending

We understand that no two projects are the same. When time is short and you need funding fast, H1H2 Capital’s private lending solutions provide a quick and easy means to close the deal and keep your team working. Our flexible, personalized service gives you the confidence to stay nimble and competitive as you grow your business.

At H1H2 Capital, we provide rapid access to flexible financing for:

  • Fix and Flip Construction Loans
  • Ground-Up Construction Loans
  • Debt Service Coverage Ratio (DSCR) Loans
  • Bridge and Gap Funding

Our Private Money Lending Journey

Submit Loan Application – Complete our online form with information related to the project and basic borrower details.

Property Analysis – Our underwriters quickly examine the property to check for possible roadblocks.

Loan Approved – Receive initial financing and a personalized strategy to help ensure a successful project.

Upload Progress Photos – After reaching construction milestones, upload photos to our mobile app instead of waiting for an inspector.

Get Rapid Access to Draw Capital – Within 24 hours, you’ll get access to the capital you need to keep your project moving forward. 

Apply for Your Private Money Loan

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